If you’ve built up savings over the years and are unsure what to do with them, you’re not alone. Many professionals have money sitting in savings accounts, slowly losing value due to inflation. Traditional savings vehicles offer minimal returns, often failing to outpace rising living costs. But what if you could put that money to work instead?
Why Traditional Saving Isn’t Enough Savings accounts in the UK typically offer interest rates between 1.5% and 4%. With inflation hovering above 5% in recent years, your money could be losing value in real terms. This means £10,000 in your bank today may buy you less a year from now.
The Opportunity in Property Property investment has long been a preferred strategy for wealth building. But you don’t need to become a landlord or buy a house outright to benefit from the property market. There are alternative ways to enter the space, even temporarily:
- Investing in short-term property deals
- Partnering in fixed-return projects
- Lending capital to developers or property investors
Short-Term Property Investment Explained In these types of deals, your money is invested into a specific property project for a set period, often 6 to 12 months. In return, you receive a fixed ROI, typically between 6% and 10% per annum. These arrangements are often secured against the property itself, reducing your risk.
Real-Life Example At Venturis Property Group, a client recently invested £30,000 into a refurbishment project in Manchester. The project lasted 10 months and returned an 8% profit, with capital secured against the property. The investor remained hands-off throughout, with regular updates and a clear exit plan.
Benefits at a Glance:
- Better returns than savings accounts
- Short-term commitment
- Minimal involvement required
- Security through asset-backed investments
Is This Right for You? If you’re looking to grow your savings without the volatility of the stock market or the hassle of property ownership, this could be an ideal solution.
Get Started Book a free consultation with our team to explore your options. Whether you’re curious about short-term investments or ready to dive into your first buy-to-let, we’re here to guide you.
